Welcome to My 1st Dream House a podcast designed to educate and inform you about the home buying process

These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available.

In This Podcast:
What we're going to cover in this Episode is:

Real Estate Market Overview
Interest Rates
Effect of Rates on Mortgage Payments
What Does This Information Mean?
Who’s Buying Real Estate Today?
Benifits of Home Ownership
This a GOOD TIME to Buy?
How Can I Qualify for a Home Loan
How Do I Get Started

About Martin:
Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area.

With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

Future Podcast Topics include:
The Home Loan Process, Appraisals, Escrow and even interviews with Top Professionals

NOTE: This information represents Martin's opinions and understanding of mortgage & real estate-related topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.

The intent is to provide insights, not absolute coverage. This information is provided free of charge. No liability is assumed.

Please enjoy the show and send us an email if you have any suggestions
ENJOY!!!!
Martin Lopez
Senior Loan Officer
First Advantage Financial, Inc.
(619) 838-1553
Martin@MartinLopez.com
www.MartinLopez.com

Music By: The Jazz Garage
http://thejazzgarage.com/

What we're going to cover in this Episode is:

In this Podcast I'm going to talk about Credit as it relates to getting a Home Loan
I'll also cover the following topics:
Why Your Credit Score is So Important
The Five Factors of Credit Scoring
How Does a Low Credit Score Affect Your Interest Rate?
How Does the Underwriter View Your Score?
Dealing with Credit Challenges
What if You Have No Credit?
Disputing Errors On the Credit Report
10 Do's and Don'ts During the Loan Process
 
About Martin:
Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area.

With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

Future Podcast Topics include:
The Home Loan Process, Appraisals, Escrow and even interviews with Top Professionals

NOTE: This  information represents Martin's opinions and understanding of mortgage & real estate-related  topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.  

The intent is to provide insights, not absolute coverage.  This information is provided free of charge.  No liability is assumed.

Please enjoy the show and send us an email if you have any suggestions
ENJOY!!!!
Martin Lopez
Senior Loan Officer
First Advantage Financial, Inc.
(619) 838-1553
Martin@MartinLopez.com
www.MartinLopez.com


Music by: The Jazz Garage

If your considering buying a house this podcast will be an invaluable resource.

Please enjoy and send us an email if you have any suggestions

ENJOY!!!!
Martin

View Today's Mortgage Rates

About Martin:
Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area.

With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

Martin Lopez
Senior Loan Officer
First Advantage Financial, Inc.
(619) 683-5454 x 603
Martin@MartinLopez.com
MartinLopez.com