My 1st Dream House

My First Dream House Podcast
Episode #7: – Investing Condo vs. Duplex

Welcome to My 1st Dream House a podcast designed to educate and inform you about the home buying process

These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available.

In This Podcast:
 Loan Officer Martin Lopez & Realtor Victoria Rock give you a preview of their upcoming seminar and explaining the benefits of buying a Duplex over a Condo or Townhouse. This strategy is not for everyone but for those of you looking to take advantage of today's low prices and possibly create some real equity and income this workshop is a must.

About Martin:
 Martin is a Top Loan Officer in San Diego, California and is enthusiastic about sharing his knowledge and experience with you.

NOTE: This information represents Martin's opinions and understanding of mortgage & real estate-related topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.

The intent is to provide insights, not absolute coverage. This information is provided free of charge. No liability is assumed.

Please enjoy the show and send us an email if you have any suggestions ENJOY!!!!

Martin Lopez
Senior Loan Officer
Park Avenue Mortgage, Inc.
(619) 838-1553
Martin@MartinLopez.com
www.MartinLopez.com

Music By: The Jazz Garage

http://thejazzgarage.com/

My First Dream House Podcast
Episode #6:  – The Low Net Offer

Welcome to My 1st Dream House a podcast designed to educate and inform you about the home buying process

These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available.

In This Podcast:

Loan Officer Martin Lopez explains one of the strategies he and his Realtor partners use to get the best prices and terms for their clients.

About Martin:

Martin is a Top Loan Officer in San Diego, California and is enthusiastic about sharing his knowledge and experience with you.

NOTE: This information represents Martin's opinions and understanding of mortgage & real estate-related topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.

The intent is to provide insights, not absolute coverage. This information is provided free of charge. No liability is assumed.

Please enjoy the show and send us an email if you have any suggestions ENJOY!!!!

Martin Lopez
Senior Loan Officer
Park Avenue Mortgage, Inc.

(619) 838-1553
Martin@MartinLopez.com
www.MartinLopez.com

Music By: The Jazz Garage

http://thejazzgarage.com/

My First Dream House Podcast

Episode #5 - The Home Buying Process 123

Welcome to My 1st Dream House a podcast designed to educate and inform you about the home buying process .

These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available.

In This Podcast Martin Interviews one of San Diego Top Real Estate Professionals, Melina Rissone from Century21 Award.

Melina is a passionate and professional Realtor and her approach to real estate is educational as well as should be look to as the standard for most realtors.

Melina can be reached at 858-444-2473
www.sdpropertyfinder.com
melina@sdpropertyfinder.com

Enjoy the interview!!!

About Martin:

Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area

With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

Future Podcast Topics include:
The Home Loan Process, Appraisals, Escrow and even interviews with Top Professionals

NOTE: This information represents Martin's opinions and understanding of mortgage & real estate-related topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.

The intent is to provide insights, not absolute coverage. This information is provided free of charge. No liability is assumed.

Please enjoy the show and send us an email if you have any suggestions ENJOY!!!!

Martin Lopez
Senior Loan Officer
Park Avenue Mortgage, Inc.

(619) 838-1553
Martin@MartinLopez.com
MartinLopez.com
Myfirstdreamhouse.com

Music By: The Jazz Garage

http://thejazzgarage.com/

My First Dream House Podcast
Episode 4 -- Home Buyer Workshop
by Martin Lopez

Welcome to My 1st Dream House a podcast designed to educate and inform you about the home buying process

These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available.

In This Podcast:
What we're going to cover in this Episode is:

Real Estate Market Overview
Interest Rates
Effect of Rates on Mortgage Payments
What Does This Information Mean?
Who’s Buying Real Estate Today?
Benifits of Home Ownership
This a GOOD TIME to Buy?
How Can I Qualify for a Home Loan
How Do I Get Started

About Martin:
Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area.

With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

Future Podcast Topics include:
The Home Loan Process, Appraisals, Escrow and even interviews with Top Professionals

NOTE: This information represents Martin's opinions and understanding of mortgage & real estate-related topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.

The intent is to provide insights, not absolute coverage. This information is provided free of charge. No liability is assumed.

Please enjoy the show and send us an email if you have any suggestions
ENJOY!!!!
Martin Lopez
Senior Loan Officer
First Advantage Financial, Inc.
(619) 838-1553
Martin@MartinLopez.com
www.MartinLopez.com

Music By: The Jazz Garage
http://thejazzgarage.com/

My First Dream House Podcast
episode 3 -- The Home Loan Process
by Martin Lopez

Welcome to My 1st Dream House
a podcast designed to educate and inform you about the home buying process. If you're considering buying a house this podcast will be an invaluable resource.

These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available.

In This Podcast:

What we're going to cover in this Episode is:

What are the steps to the Loan Process
Pre-Qualifying
Pre-Approval
How to get a Approval Certificate
Processing
Underwriting
Signing Loan Documents
closing escrow
revisiting your numbers
 
About Martin:
Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area.

With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

Future Podcast Topics include:
The Home Loan Process, Appraisals, Escrow and even interviews with Top Professionals

NOTE: This  information represents Martin's opinions and understanding of mortgage & real estate-related  topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.   

The intent is to provide insights, not absolute coverage.  This information is provided free of charge.  No liability is assumed.

Please enjoy the show and send us an email if you have any suggestions
ENJOY!!!!
Martin Lopez
Senior Loan Officer
First Advantage Financial, Inc.
(619) 838-1553
Martin@MartinLopez.com
www.MartinLopez.com


Music by: The Jazz Garage

My First Dream House Podcast
episode 2 -- Your Credit Score What it means to you as a prospective homebuyer
by Martin Lopez

Welcome to My 1st Dream House
a podcast designed to educate and inform you about the home buying process. If you're considering buying a house this podcast will be an invaluable resource.

These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available.

In This Podcast:
The subject of credit scoring has become an increasingly hot topic, and for good reason. For many years, the general public only associated the concept of credit scoring with the need to purchase high-ticket items such as a new car or a home.

Today, credit scoring goes much further. Your credit score can affect your ability to get a good rate on commodities such as car insurance, cell phones, or even determine whether or not you get the job that you want. Indeed, the financial snapshot provided by the credit score has also become a gauge for many employers, especially those who seek to place employees in a position of financial responsibility.

In this Podcast I'm going to talk about Credit as it relates to getting a Home Loan
I'll also cover the following topics:
Why Your Credit Score is So Important
The Five Factors of Credit Scoring
How Does a Low Credit Score Affect Your Interest Rate?
How Does the Underwriter View Your Score?
Dealing with Credit Challenges
What if You Have No Credit?
Disputing Errors On the Credit Report
10 Do's and Don'ts During the Loan Process
 
About Martin:
Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area.

With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

Future Podcast Topics include:
The Home Loan Process, Appraisals, Escrow and even interviews with Top Professionals

NOTE: This  information represents Martin's opinions and understanding of mortgage & real estate-related  topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.  

The intent is to provide insights, not absolute coverage.  This information is provided free of charge.  No liability is assumed.

Please enjoy the show and send us an email if you have any suggestions
ENJOY!!!!
Martin Lopez
Senior Loan Officer
First Advantage Financial, Inc.
(619) 838-1553
Martin@MartinLopez.com
www.MartinLopez.com


Music by: The Jazz Garage

Welcome to My 1st Dream House a podcast designed to educate and
inform you about the home buying process

If your considering buying a house this podcast will be an invaluable resource.

Please enjoy and send us an email if you have any suggestions

ENJOY!!!!
Martin

View Today's Mortgage Rates

About Martin:
Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area.

With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

Martin Lopez
Senior Loan Officer
First Advantage Financial, Inc.
(619) 683-5454 x 603
Martin@MartinLopez.com
MartinLopez.com